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FAQ
You've Got Questions, We've Got Answers...

General FAQ
What types of student loans does Jurna offer?
While not a traditional student loan, Jurna offers students earnings based funding agreements in which the student receives funding for school in exchange for a percentage of their future income over a limited number of years.
How can students benefit from Jurna?
Unlike traditional private loans or income-based repayments, Jurna funding does not have an APR, so there is no principal or interest paid. Meaning, when you fulfill your promised number of years at the promised percentage, you are done. Additionally, each funding agreement outlines an earnings minimum and repayment maximum.
Is my personal and financial information secure on Jurna?
Yes -- Jurna follows standard best practices around data security and uses highly vetted third parties, like Plaid, for sensitive transactions like moving money from one account to another.
How do I get support if I have questions or issues?
If you are in the application process, please refer to your application portal. For other questions, please visit our Contact Us page. We promise to get back to you within 24 hours.
For Students
What are the eligibility requirements for Jurna funding?
Students must be rising juniors or seniors in an accredited, four-year institution majoring in an approved field. Currently, we are funding students at Marshall University for the fall of 2025 and will be expanding funding beyond that soon.
What if I don’t get a job right away?
Don't stress, while we know you are ready to start working, with Jurna, you don’t pay until you’re earning above the minimum income threshold of $35,000.
How do I apply for Jurna funding?
Applying is easy; fill out the qualification form, and if you are enrolled in a qualified major at a qualified university, we will invite you to apply through Jurna's online application process. There's no application fee, no co-signer, and no credit score. Applying for Jurna funding does not impact your credit score.
Is my personal and financial information secure on Jurna?
Yes.
Do I need a cosigner?
No — in fact, we don't even have a place for one. Our approval is based on your major and school, not your credit or your family.
What is the interest rate?
Is there a charge for Jurna funding?
When do I have to begin repaying my Jurna funding?
Can I transfer repayment obligations to a parent or guardian?
Can I ever postpone making loan payments?
Can I make payments automatically?
Is there a payment grace period?
Effectively yes. While we don't call it a grace period, with Jurna, you only pay the promised percentage when you are employed and making more than the minimum required income of $35,000 a year. So if you are graduating and don't start a job for 3 months, you won't pay until your first paycheck.