--- title: Jurna | Earnings Based Funding with No Credit Score or Co-Signer description: Fund your future! Rising seniors can receive gap education funding, and unlike traditional student loans, we don't use credit scores or co-signers. image: https://jurna.life/hubfs/AI-Generated%20Media/Images/The%20image%20is%20of%20a%20platform%20providing%20financing%20for%20college%20students%20and%20making%20them%20happy%20by%20doing%20it-1.jpeg --- [Skip to content](https://myjurna.com/student#main-content) [![Orange swirl logo followed by white Jurna wordmark](https://myjurna.com/hs-fs/hubfs/Jurna%20Logo%20White-3.png?width=283&height=75&name=Jurna%20Logo%20White-3.png)](https://myjurna.com/?hsLang=en-us) - [Student Funding](https://myjurna.com/student) - [Resource Guide](https://myjurna.com/blog) - [About Us](https://myjurna.com/about) - [Funded Support](https://myjurna.com/jurna-funding-repayment-support) Open main navigation Close main navigation - [Student Funding](https://myjurna.com/student) - [Resource Guide](https://myjurna.com/blog) - [About Us](https://myjurna.com/about) - [Funded Support](https://myjurna.com/jurna-funding-repayment-support) - [Get Qualified](https://myjurna.com/startjurna) [Get Qualified](https://myjurna.com/startjurna?hsLang=en-us) ![Element](https://myjurna.com/hubfs/Element.png "Element") # EDUCATION FUNDING FOR YOU We're here to cover the funding gap.  Jurna provides you with a new way to finance your education when your scholarships and merit awards aren't quite enough. A way that looks only at your future - no credit score or co-signer needed - and offers competitive terms.  [Apply Now](https://www.campusdoor.com/jurna/earningsbasedfunding/qualify.aspx) ![student on campus](https://myjurna.com/hs-fs/hubfs/AI-Generated%20Media/Images/student%20on%20campus.jpeg?width=800&height=800&name=student%20on%20campus.jpeg "student on campus") Applications Now Open for Select Students at Marshall University!  ## How Jurna Funds Students ## AVAILABLE FUNDING --- #### $2K-$15K You receive funds to cover education expenses for your junior and seniors solely based on your projected income. No credit score or co-signer needed!  ## COMMITTED YEARS --- #### 5 - 10 YRS You commit to share back a set number of income-producing years or payment periods ( ## PERCENT OF INCOME --- #### .04%-3% You promise a percentage of earnings from each paycheck, and we withhold that amount, seamlessly like 401k or taxes. ## STEPS TO FUNDING Calculate your funding Understand how much you need for school this year.      See if you qualify Fill in the required information, including your name, email address. Click on the "Qualify" button. Apply for Jurna Congrats -- you've qualified! Continue your application. Simple Repayment Once you are employed, Jurna withholds your commitment from your paycheck, like taxes. When you hit the repayment cap or promised years - you're done!  [Apply Now](https://www.campusdoor.com/jurna/earningsbasedfunding/qualify.aspx) ### SEE IF YOU QUALIFY ### Qualify Today! ![The Jurna Student Calculator helps you determine how much funding you can receive for school. With Jurna, students commit a percentage (%) of earned income for a set number (#) of post-graduation years. The Jurna Earnings Based Funding Calculator helps students at Marshall University determine how much funding they are likely to receive.](https://myjurna.com/hubfs/AI-Generated%20Media/Images/The%20image%20is%20of%20a%20platform%20providing%20financing%20for%20college%20students%20and%20making%20them%20happy%20by%20doing%20it-1.jpeg "The Jurna Student Calculator helps you determine how much funding you can receive for school. With Jurna, students commit a percentage (%) of earned income for a set number (#) of post-graduation years. The Jurna Earnings Based Funding Calculator helps students at Marshall University determine how much funding they are likely to receive.") ## Why Choose Jurna ![pexels-pixabay-209984 3](https://myjurna.com/hubfs/Low%20Res%20Web%20Pix/pexels-pixabay-209984%203.jpg "pexels-pixabay-209984 3") ### No Credit, No cosigner We believe in your future, not your financial past. ### Student PROTECTIONS You share back only when you earn above the income threshold, meaning no need to pay while you are enrolled in school or if unemployed. Payment caps protect high earners. ### CompetitIve Terms Most students will receive the equivalent to a 6.5% - 7% loan rate, and sharebacks are capped, so students will never exceed a 9% APR. ### Aligned Incentives Our goals align with yours: graduation, career, and stability. ### VALUES ALIGN At Jurna we are investing in your future, not your past. We believe in your success and provide you resources to succeed. [Read More](https://myjurna.com/blog?hsLang=en-us) ![AdobeStock\_613118309](https://myjurna.com/hs-fs/hubfs/Graphics/Compressed%20Images/AdobeStock_613118309.jpg?width=2000&height=1333&name=AdobeStock_613118309.jpg "AdobeStock_613118309") ## WHY JURNA? ![Vector-icon](https://myjurna.com/hubfs/Vector-icon.svg "Vector-icon") ## GUIDE We believe that knowledge is power. Your major dictates how much funding you receive. ![Vector-icon](https://myjurna.com/hubfs/Vector-icon.svg "Vector-icon") ## FINANCE Our platform provides both funding and valuable insights that help you navigate your finances. ![Vector-icon](https://myjurna.com/hubfs/Vector-icon.svg "Vector-icon") ## EMPOWER Our model depends on your success. We are creating a vibrant community of students who want to succeed. --- # JOIN JURNA. With Jurna, we are on a mission to change the way students get access to financing. Jurna is unlocking the door to a future that is not dependent on your parents' success and that provides a jumpstart to a successful career, not a long-term fear of default.  [Apply Now](https://www.campusdoor.com/jurna/earningsbasedfunding/qualify.aspx) - ![attractive-male-university-student-doing-some-homework-school-library-smiling](https://myjurna.com/hs-fs/hubfs/Graphics/Compressed%20Images/attractive-male-university-student-doing-some-homework-school-library-smiling.jpg?width=5469&height=3646&name=attractive-male-university-student-doing-some-homework-school-library-smiling.jpg) - ![Student\_Medical\_AdobeStock\_462713384](https://myjurna.com/hs-fs/hubfs/Graphics/Compressed%20Images/Student_Medical_AdobeStock_462713384.jpg?width=5472&height=3648&name=Student_Medical_AdobeStock_462713384.jpg) - ![doing-research](https://myjurna.com/hs-fs/hubfs/Graphics/Compressed%20Images/doing-research.jpg?width=5000&height=3337&name=doing-research.jpg) - ![AdobeStock\_613118309](https://myjurna.com/hs-fs/hubfs/Graphics/Compressed%20Images/AdobeStock_613118309.jpg?width=7008&height=4672&name=AdobeStock_613118309.jpg) - ![classic-portrait-silhouette-man-1](https://myjurna.com/hs-fs/hubfs/classic-portrait-silhouette-man-1.jpg?width=4547&height=3133&name=classic-portrait-silhouette-man-1.jpg) - ![headphone\_short](https://myjurna.com/hs-fs/hubfs/headphone_short.jpg?width=2931&height=1974&name=headphone_short.jpg) - ![happy-positive-african-american-college-student-with-cheerful-cute-smile-using-wireless-internet-connection-laptop-computer-coffee-shop-while-looking-information-online-research-project](https://myjurna.com/hs-fs/hubfs/Graphics/Compressed%20Images/happy-positive-african-american-college-student-with-cheerful-cute-smile-using-wireless-internet-connection-laptop-computer-coffee-shop-while-looking-information-online-research-project.jpg?width=7200&height=4800&name=happy-positive-african-american-college-student-with-cheerful-cute-smile-using-wireless-internet-connection-laptop-computer-coffee-shop-while-looking-information-online-research-project.jpg) - ![Student\_Computer\_641608196](https://myjurna.com/hs-fs/hubfs/Graphics/Compressed%20Images/Student_Computer_641608196.jpg?width=8256&height=5504&name=Student_Computer_641608196.jpg) - ![AdobeStock\_601375253](https://myjurna.com/hs-fs/hubfs/Graphics/Compressed%20Images/AdobeStock_601375253.jpg?width=7343&height=4130&name=AdobeStock_601375253.jpg) # [faq](https://myjurna.com/faq?hsLang=en-us) How is Jurna different than a traditional loan? Jurna provides earnings-based financing, meaning you repay a small percentage of your income over a fixed number of years. Repayment terms are determined by a number of factors, including your chosen major and projected income, not your parents' history or fluctuating interest rates. How can students benefit from Jurna? Since approval is based on your future, not your family, more students can access funding. Additionally, repayment is based on earnings; Jurna financing doesn't saddle you with compounding interest on a principal that makes it difficult to repay.  How do I get support if I have questions or issues? Our student success managers are here to help! Go to the Contact Us section to reach out for more information. ## Maximize YOUR FUTURE WITH JURNA Jurna believes in your future. Fund your education through Earnings Based Funding and unlock your true potential.  No credit score, co-signer.  We fund you in return for a fixed percentage of future income for a set period and include protections for low-income years and caps for high earners.    [Get Started](https://myjurna.com/qualify?hsLang=en-us) --- ![Component 1-2](https://myjurna.com/hs-fs/hubfs/Graphics/Component%201-2.png?width=162&height=40&name=Component%201-2.png "Component 1-2")   *Jurna is not a traditional lender. Funding is based on projected future income and is subject to eligibility. No credit score or co-signer required.* - Company - [About Us](https://myjurna.com/about) - [Students](https://myjurna.com/student) - [Applicant Login](https://www.campusdoor.com/Jurna/EarningsBasedFunding/Login.aspx) - [Investors](https://myjurna.com/investors) - Learn More - [Contact Us](https://myjurna.com/contact) - [FAQ](https://myjurna.com/faq) - [Funding Calculator](https://myjurna.com/funding-calculator) - Legal - [Terms & Conditions](https://myjurna.com/terms) - [Privacy Policy](https://myjurna.com/privacy) - [Funding Disclosures](https://myjurna.com/disclosure) - [Support](https://myjurna.com/jurna-funding-repayment-support) - [Status Update](https://myjurna.com/emmployment_registration) --- Jurna 2025  | PO BOX 982314, Park City UT 84098 Jurna is a brand extension of BRANDEMPOWER, INC., a registered Delaware Corporation     [Like us on Facebook](https://www.facebook.com/profile.php?id=61576611263416) [Follow Us on LinkedIn](https://www.linkedin.com/company/jurna) [Follow us on Instagram](https://www.instagram.com/my.jurna) - Menu Item 1 - Sub-menu Item 1 - Another Item - Sub-menu Item 2 - Menu Item 2 - Yet Another Item - Menu Item 3 - Menu Item 4 --- [![Orange swirl logo followed by white Jurna wordmark](https://myjurna.com/hs-fs/hubfs/Jurna%20Logo%20White-3.png?width=283&height=75&name=Jurna%20Logo%20White-3.png "Orange swirl logo followed by white Jurna wordmark")](https://myjurna.com?hsLang=en-us) 123 Waverly Pl., Boston, MA 02135 Copyright © 2026, Jurna