

HOW JURNA WORKS
STEP BY STEP PROCESS
Calculate your funding
See how Jurna earnings based funding works with our student calculator.
Apply in Minutes
We use your major, school, and year of study — not your credit score — to assess your eligibility. Simply fill out the qualification form, and we will send eligible students a link to apply.
Get Funded
Receive the money you need now to cover tuition or expenses.
Share Back
After you graduate and start working, you’ll pay a small, agreed-upon percentage of your income for the promised period — only if you’re earning over a minimum threshold.
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RATES YOU CHOOSE
Our calculator allows you to assess how your major and commitment impacts your funding award.

Apply in Minutes
GET FUNDED
FLEXIBLE, STUDENT-FRIENDLY TERMS
FIXED TERMS YOU CHOOSE
You choose the percentage of income and the number of years you will repay (payment term), that is it. While we can provide you with an estimated effective APR for comparison purposes, there is no principal or interest.
GRACE PERIODS & PAYMENT PAUSE
We know that life isn't a straight line. If you get laid off, go back to graduate school, or take medical leave, you don't pay. Your payments will resume once you make more than $35,000 a year.
CAPS & EARLY REPAYMENT
We hope you outperform our expectations, and we want to protect you in case you do. Each funding agreement has an assigned max cap APR that you will never pay more than.

SHARE BACK
Once you are employed, it's time to pay it back and pay it forward. Your payback may be used to give future students a new opportunity.
