--- title: Jurna | Student Friendly Financing description: Discover flexible funding options for your education with Jurna. Apply easily, get funded, and repay based on your income after graduation. image: https://myjurna.com/hubfs/Student_Medical_AdobeStock_462713384.jpg --- [Skip to content](https://myjurna.com/howitworks#main-content) [![Orange swirl logo followed by white Jurna wordmark](https://myjurna.com/hs-fs/hubfs/Jurna%20Logo%20White-3.png?width=283&height=75&name=Jurna%20Logo%20White-3.png)](https://myjurna.com/?hsLang=en-us) - [Student Funding](https://myjurna.com/student) - [Resource Guide](https://myjurna.com/blog) - [About Us](https://myjurna.com/about) - [Funded Support](https://myjurna.com/jurna-funding-repayment-support) Open main navigation Close main navigation - [Student Funding](https://myjurna.com/student) - [Resource Guide](https://myjurna.com/blog) - [About Us](https://myjurna.com/about) - [Funded Support](https://myjurna.com/jurna-funding-repayment-support) - [Get Qualified](https://myjurna.com/startjurna) [Get Qualified](https://myjurna.com/startjurna?hsLang=en-us) ![FinanceGraphic](https://myjurna.com/hs-fs/hubfs/Graphics/FinanceGraphic.jpg?width=521&height=294&name=FinanceGraphic.jpg "FinanceGraphic") ![Element](https://myjurna.com/hubfs/Element.png "Element") # HOW JURNA WORKS ## STEP BY STEP PROCESS Calculate your funding See how Jurna earnings based funding works with our student calculator.  Apply in Minutes We use your major, school, and year of study — not your credit score — to assess your eligibility. Simply fill out the qualification form, and we will send eligible students a link to apply. Get Funded Receive the money you need now to cover tuition or expenses. Share Back After you graduate and start working, you’ll pay a small, agreed-upon percentage of your income for the promised period — **only if you’re earning over a minimum threshold.** ![Element (2)-1](https://myjurna.com/hubfs/Element%20(2)-1.png "Element (2)-1") # RATES YOU CHOOSE Our calculator allows you to assess how your major and commitment impacts your funding award. ![calculator](https://myjurna.com/hubfs/calculator.png "calculator") ### Apply in Minutes ## GET FUNDED #### FLEXIBLE, STUDENT-FRIENDLY TERMS ![Vector-icon](https://myjurna.com/hubfs/Vector-icon.svg "Vector-icon") ## FIXED TERMS YOU CHOOSE You choose the percentage of income and the number of years you will repay (payment term), that is it. While we can provide you with an estimated effective APR for comparison purposes, there is no principal or interest. ![Vector-icon](https://myjurna.com/hubfs/Vector-icon.svg "Vector-icon") ## GRACE PERIODS & PAYMENT PAUSE We know that life isn't a straight line. If you get laid off, go back to graduate school, or take medical leave, you don't pay.  Your payments will resume once you make more than $35,000 a year. ![Vector-icon](https://myjurna.com/hubfs/Vector-icon.svg "Vector-icon") ## CAPS & EARLY REPAYMENT We hope you outperform our expectations, and we want to protect you in case you do. Each funding agreement has an assigned max cap APR that you will never pay more than.   --- ![Student\_Medical\_AdobeStock\_462713384](https://myjurna.com/hs-fs/hubfs/Low%20Res%20Web%20Pix/Student_Medical_AdobeStock_462713384.jpg?width=2000&height=1333&name=Student_Medical_AdobeStock_462713384.jpg "Student_Medical_AdobeStock_462713384") # SHARE BACK Once you are employed, it's time to pay it back and pay it forward. Your payback may be used to give future students a new opportunity. ![calculator](https://myjurna.com/hubfs/calculator.png "calculator") ## Maximize YOUR FUTURE WITH JURNA Jurna believes in your future. Fund your education through Earnings Based Funding and unlock your true potential.  No credit score, co-signer.  We fund you in return for a fixed percentage of future income for a set period and include protections for low-income years and caps for high earners.    [Get Started](https://myjurna.com/qualify?hsLang=en-us) --- ![Component 1-2](https://myjurna.com/hs-fs/hubfs/Graphics/Component%201-2.png?width=162&height=40&name=Component%201-2.png "Component 1-2")   *Jurna is not a traditional lender. Funding is based on projected future income and is subject to eligibility. No credit score or co-signer required.* - Company - [About Us](https://myjurna.com/about) - [Students](https://myjurna.com/student) - [Applicant Login](https://www.campusdoor.com/Jurna/EarningsBasedFunding/Login.aspx) - [Investors](https://myjurna.com/investors) - Learn More - [Contact Us](https://myjurna.com/contact) - [FAQ](https://myjurna.com/faq) - [Funding Calculator](https://myjurna.com/funding-calculator) - Legal - [Terms & Conditions](https://myjurna.com/terms) - [Privacy Policy](https://myjurna.com/privacy) - [Funding Disclosures](https://myjurna.com/disclosure) - [Support](https://myjurna.com/jurna-funding-repayment-support) - [Status Update](https://myjurna.com/emmployment_registration) --- Jurna 2025  | PO BOX 982314, Park City UT 84098 Jurna is a brand extension of BRANDEMPOWER, INC., a registered Delaware Corporation     [Like us on Facebook](https://www.facebook.com/profile.php?id=61576611263416) [Follow Us on LinkedIn](https://www.linkedin.com/company/jurna) [Follow us on Instagram](https://www.instagram.com/my.jurna) - Menu Item 1 - Sub-menu Item 1 - Another Item - Sub-menu Item 2 - Menu Item 2 - Yet Another Item - Menu Item 3 - Menu Item 4 --- [![Orange swirl logo followed by white Jurna wordmark](https://myjurna.com/hs-fs/hubfs/Jurna%20Logo%20White-3.png?width=283&height=75&name=Jurna%20Logo%20White-3.png "Orange swirl logo followed by white Jurna wordmark")](https://myjurna.com?hsLang=en-us) 123 Waverly Pl., Boston, MA 02135 Copyright © 2026, Jurna